/* Integrity One Insurance — clean, light, modern
   Design tokens */
:root {
  --ink: #10182b;
  --ink-soft: #4b5568;
  --ink-faint: #8992a5;
  --bg: #ffffff;
  --bg-alt: #f5f7fb;
  --bg-alt-2: #eef1f8;
  --line: #e4e8f1;
  --accent: #2451e0;
  --accent-dark: #1a3bb0;
  --accent-soft: #eaf0ff;
  --accent-ring: rgba(36, 81, 224, 0.18);
  --white: #ffffff;
  --success: #16a34a;
  --danger: #dc2626;
  --radius-sm: 10px;
  --radius: 16px;
  --radius-lg: 22px;
  --shadow-sm: 0 1px 2px rgba(16, 24, 43, 0.06);
  --shadow: 0 8px 24px rgba(16, 24, 43, 0.08);
  --shadow-lg: 0 20px 48px rgba(16, 24, 43, 0.12);
  --maxw: 1180px;
  font-size: 16px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul { margin: 0; padding: 0; list-style: none; }
h1, h2, h3, h4 { margin: 0; font-weight: 700; letter-spacing: -0.02em; color: var(--ink); }
p { margin: 0; }
.wrap { max-width: var(--maxw); margin: 0 auto; padding: 0 28px; }
section { position: relative; }

/* Eyebrow / kicker */
.kicker {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 13px; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase;
  color: var(--accent); margin-bottom: 14px;
}
.kicker::before { content: ""; width: 18px; height: 2px; background: var(--accent); border-radius: 2px; }

.eyebrow-center { text-align: center; }
.eyebrow-center .kicker { justify-content: center; }
.eyebrow-center .kicker::before { display: none; }

h2.section-title { font-size: clamp(28px, 3.4vw, 40px); line-height: 1.15; }
.section-sub { color: var(--ink-soft); font-size: 17px; max-width: 620px; margin-top: 14px; }
.section-head { margin-bottom: 44px; }
.section-head.center { text-align: center; margin-left: auto; margin-right: auto; }
.section-head.center .section-sub { margin-left: auto; margin-right: auto; }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  font-family: inherit; font-size: 15px; font-weight: 600;
  padding: 13px 24px; border-radius: 999px; border: 1px solid transparent;
  cursor: pointer; transition: transform .15s ease, box-shadow .15s ease, background .15s ease, border-color .15s ease;
  white-space: nowrap;
}
.btn-primary { background: var(--accent); color: #fff; box-shadow: 0 6px 18px var(--accent-ring); }
.btn-primary:hover { background: var(--accent-dark); transform: translateY(-1px); }
.btn-ghost { background: transparent; border-color: var(--line); color: var(--ink); }
.btn-ghost:hover { border-color: var(--accent); color: var(--accent); }
.btn-light { background: #fff; color: var(--accent); }
.btn-light:hover { transform: translateY(-1px); box-shadow: var(--shadow); }
.btn-block { width: 100%; }
.btn[disabled] { opacity: .6; cursor: default; transform: none; }
.btn svg { width: 16px; height: 16px; }

/* Header */
header.site-header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(255,255,255,0.85); backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line);
}
.nav-row { display: flex; align-items: center; justify-content: space-between; height: 82px; }
.brand { display: flex; align-items: center; gap: 12px; }
.brand-mark { width: 42px; height: 42px; flex: 0 0 auto; }
.brand-word { line-height: 1.15; }
.brand-word .n1 { display: block; font-size: 17px; font-weight: 800; letter-spacing: -0.01em; color: var(--ink); }
.brand-word .n2 { display: block; font-size: 11px; font-weight: 700; letter-spacing: 0.14em; color: var(--accent); }
nav.main-nav { display: flex; align-items: center; gap: 6px; }
nav.main-nav a.nav-link {
  padding: 10px 14px; border-radius: 999px; font-size: 14.5px; font-weight: 600; color: var(--ink-soft);
  transition: background .15s ease, color .15s ease;
}
nav.main-nav a.nav-link:hover { background: var(--bg-alt); color: var(--ink); }
.nav-actions { display: flex; align-items: center; gap: 10px; }
.nav-tel { display: flex; align-items: center; gap: 8px; font-weight: 700; font-size: 14.5px; color: var(--ink); }
.nav-tel svg { width: 17px; height: 17px; color: var(--accent); }
.menu-btn { display: none; background: none; border: 1px solid var(--line); border-radius: 10px; width: 42px; height: 42px; align-items: center; justify-content: center; cursor: pointer; }
.menu-btn svg { width: 20px; height: 20px; }

/* Hero */
.hero { padding: 76px 0 90px; overflow: hidden; }
.hero-grid { display: grid; grid-template-columns: 1.05fr 0.85fr; gap: 56px; align-items: center; }
.hero h1 { font-size: clamp(36px, 4.6vw, 56px); line-height: 1.08; }
.hero h1 .accent-text { color: var(--accent); }
.hero-lede { margin-top: 20px; font-size: 18px; color: var(--ink-soft); max-width: 520px; }
.hero-cta { display: flex; gap: 14px; margin-top: 32px; flex-wrap: wrap; }
.hero-stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; margin-top: 56px; padding-top: 36px; border-top: 1px solid var(--line); }
.stat-num { font-size: 26px; font-weight: 800; color: var(--ink); }
.stat-label { font-size: 12.5px; color: var(--ink-faint); margin-top: 4px; font-weight: 600; letter-spacing: .02em; }

.hero-art {
  position: relative; border-radius: var(--radius-lg); background: linear-gradient(160deg, var(--accent) 0%, var(--accent-dark) 100%);
  padding: 36px; min-height: 420px; color: #fff; box-shadow: var(--shadow-lg);
  display: flex; flex-direction: column; justify-content: space-between;
}
.hero-art::before {
  content: ""; position: absolute; inset: 0; border-radius: var(--radius-lg);
  background: radial-gradient(circle at 85% 10%, rgba(255,255,255,0.18), transparent 55%);
  pointer-events: none;
}
.hero-art-badge { display: inline-flex; align-items: center; gap: 8px; background: rgba(255,255,255,0.16); border-radius: 999px; padding: 8px 14px; font-size: 12.5px; font-weight: 700; width: fit-content; }
.hero-art-badge svg { width: 15px; height: 15px; }
.hero-quote { font-size: 22px; font-weight: 700; line-height: 1.35; margin-top: 26px; }
.hero-art-cards { display: flex; flex-direction: column; gap: 10px; margin-top: 26px; }
.hero-art-card { display: flex; align-items: center; gap: 12px; background: rgba(255,255,255,0.12); border: 1px solid rgba(255,255,255,0.18); border-radius: 12px; padding: 12px 14px; font-size: 14px; font-weight: 600; }
.hero-art-card svg { width: 18px; height: 18px; flex: 0 0 auto; }

/* Value strip */
.value-strip { background: var(--bg-alt); padding: 40px 0; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.value-strip-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.value-item { display: flex; align-items: center; gap: 14px; }
.value-icon { width: 46px; height: 46px; border-radius: 12px; background: var(--accent-soft); color: var(--accent); display: flex; align-items: center; justify-content: center; flex: 0 0 auto; }
.value-icon svg { width: 22px; height: 22px; }
.value-item strong { display: block; font-size: 15px; }
.value-item span { font-size: 13.5px; color: var(--ink-soft); }

/* About */
.about-sec { padding: 100px 0; }
.about-grid { display: grid; grid-template-columns: 0.95fr 1.05fr; gap: 64px; align-items: start; }
.check-list { margin-top: 24px; display: grid; gap: 12px; }
.check-list li { display: flex; align-items: flex-start; gap: 10px; font-size: 15.5px; color: var(--ink-soft); }
.check-list svg { width: 20px; height: 20px; color: var(--accent); flex: 0 0 auto; margin-top: 1px; }
.about-cards { display: grid; gap: 16px; }
.about-card { background: var(--bg-alt); border: 1px solid var(--line); border-radius: var(--radius); padding: 26px; transition: box-shadow .15s ease, transform .15s ease; }
.about-card:hover { box-shadow: var(--shadow); transform: translateY(-2px); }
.about-card .value-icon { margin-bottom: 14px; }
.about-card h4 { font-size: 16.5px; margin-bottom: 8px; }
.about-card p { font-size: 14.5px; color: var(--ink-soft); }

/* Services */
.services-sec { padding: 100px 0; background: var(--bg-alt); }
.card-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.service-card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 30px;
  display: flex; flex-direction: column; gap: 14px; transition: box-shadow .15s ease, transform .15s ease, border-color .15s ease;
}
.service-card:hover { box-shadow: var(--shadow); transform: translateY(-3px); border-color: transparent; }
.service-icon { width: 52px; height: 52px; border-radius: 14px; background: var(--accent-soft); color: var(--accent); display: flex; align-items: center; justify-content: center; }
.service-icon svg { width: 26px; height: 26px; }
.service-card h3 { font-size: 19px; }
.service-card p { font-size: 14.5px; color: var(--ink-soft); flex: 1; }
.service-card .card-link { font-size: 14px; font-weight: 700; color: var(--accent); display: inline-flex; align-items: center; gap: 6px; }
.service-card .card-link svg { width: 15px; height: 15px; transition: transform .15s ease; }
.service-card:hover .card-link svg { transform: translateX(3px); }

/* Plans */
.plans-sec { padding: 100px 0; }
.plans-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; align-items: stretch; }
.plan-card { border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 34px 30px; display: flex; flex-direction: column; background: #fff; position: relative; }
.plan-card.featured { border-color: var(--accent); box-shadow: var(--shadow-lg); background: linear-gradient(180deg, var(--accent-soft) 0%, #fff 22%); }
.plan-badge { position: absolute; top: -13px; left: 50%; transform: translateX(-50%); background: var(--accent); color: #fff; font-size: 11.5px; font-weight: 700; letter-spacing: .05em; padding: 6px 14px; border-radius: 999px; }
.plan-name { font-size: 21px; margin-bottom: 8px; }
.plan-desc { font-size: 14.5px; color: var(--ink-soft); margin-bottom: 22px; }
.plan-features { display: grid; gap: 12px; margin-bottom: 28px; flex: 1; }
.plan-features li { display: flex; align-items: flex-start; gap: 10px; font-size: 14.5px; color: var(--ink); }
.plan-features svg { width: 18px; height: 18px; color: var(--accent); flex: 0 0 auto; margin-top: 2px; }

/* Why choose us */
.why-sec { padding: 100px 0; background: var(--bg-alt); }
.why-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.why-card { background: #fff; border-radius: var(--radius); padding: 28px; border: 1px solid var(--line); }
.why-card .value-icon { margin-bottom: 16px; }
.why-card h4 { font-size: 16.5px; margin-bottom: 8px; }
.why-card p { font-size: 14.5px; color: var(--ink-soft); }

/* CTA banner */
.cta-band { margin: 0 28px; border-radius: var(--radius-lg); background: linear-gradient(120deg, var(--ink) 0%, #1c274a 100%); padding: 64px 48px; text-align: center; color: #fff; }
.cta-band h2 { color: #fff; font-size: clamp(26px, 3vw, 34px); }
.cta-band p { color: rgba(255,255,255,0.75); max-width: 560px; margin: 16px auto 30px; font-size: 16px; }

/* Contact */
.contact-sec { padding: 100px 0; }
.contact-grid { display: grid; grid-template-columns: 0.85fr 1.15fr; gap: 56px; }
.contact-info-list { display: grid; gap: 20px; margin-top: 28px; }
.contact-info-item { display: flex; gap: 14px; align-items: flex-start; }
.contact-info-item strong { display: block; font-size: 15px; margin-bottom: 2px; }
.contact-info-item span, .contact-info-item a { font-size: 14.5px; color: var(--ink-soft); }
.contact-info-item a.tel-link { color: var(--accent); font-weight: 700; }

.form-card { background: var(--bg-alt); border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 36px; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-field { display: flex; flex-direction: column; gap: 6px; margin-bottom: 16px; }
.form-field.full { grid-column: 1 / -1; }
.form-field label { font-size: 13px; font-weight: 700; color: var(--ink-soft); text-transform: uppercase; letter-spacing: .04em; }
.form-field input, .form-field select, .form-field textarea {
  font-family: inherit; font-size: 15px; padding: 12px 14px; border-radius: 10px; border: 1px solid var(--line);
  background: #fff; color: var(--ink); outline: none; transition: border-color .15s ease, box-shadow .15s ease;
}
.form-field input:focus, .form-field select:focus, .form-field textarea:focus { border-color: var(--accent); box-shadow: 0 0 0 3px var(--accent-ring); }
.form-field textarea { resize: vertical; min-height: 90px; }
.field-err { font-size: 12.5px; color: var(--danger); display: none; }
.field-err.show { display: block; }
.radio-row { display: flex; gap: 10px; flex-wrap: wrap; }
.radio-chip { position: relative; }
.radio-chip input { position: absolute; opacity: 0; inset: 0; cursor: pointer; margin: 0; }
.radio-chip span {
  display: inline-flex; align-items: center; padding: 10px 16px; border-radius: 999px; border: 1px solid var(--line);
  font-size: 14px; font-weight: 600; color: var(--ink-soft); transition: all .15s ease;
}
.radio-chip input:checked + span { background: var(--accent); border-color: var(--accent); color: #fff; }
.consent-row { display: flex; gap: 10px; align-items: flex-start; margin: 4px 0 20px; }
.consent-row input { margin-top: 3px; }
.consent-row span { font-size: 13px; color: var(--ink-soft); }
.form-actions { display: flex; gap: 12px; flex-wrap: wrap; }
.form-status { font-size: 14px; font-weight: 600; padding: 12px 14px; border-radius: 10px; margin-top: 14px; display: none; }
.form-status.show { display: block; }
.form-status.err { background: #fef2f2; color: var(--danger); }
.form-status.ok { background: #f0fdf4; color: var(--success); }
.success-box { display: none; text-align: center; padding: 30px 10px; }
.success-box.show { display: block; }
.success-box .value-icon { margin: 0 auto 16px; width: 56px; height: 56px; background: #f0fdf4; color: var(--success); }
.success-box .value-icon svg { width: 28px; height: 28px; }
.success-box h4 { font-size: 19px; margin-bottom: 8px; }
.success-box p { color: var(--ink-soft); font-size: 14.5px; }
.honey { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }

/* Schedule */
.schedule-sec { padding: 100px 0; background: var(--bg-alt); }
.schedule-grid { display: grid; grid-template-columns: 0.8fr 1.2fr; gap: 56px; }
.connect-list { display: grid; gap: 14px; margin-top: 28px; }
.connect-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 20px; display: flex; gap: 14px; align-items: flex-start; }
.connect-card h4 { font-size: 15.5px; margin-bottom: 4px; }
.connect-card p { font-size: 14px; color: var(--ink-soft); }
.connect-card a.tel-link { color: var(--accent); font-weight: 700; font-size: 14.5px; }

/* Footer */
footer.site-footer { background: var(--ink); color: rgba(255,255,255,0.72); padding: 64px 0 28px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 40px; }
.footer-brand .brand-word .n1 { color: #fff; }
.footer-brand p { margin-top: 16px; font-size: 14.5px; line-height: 1.7; max-width: 340px; color: rgba(255,255,255,0.6); }
.footer-tel { margin-top: 16px; display: flex; align-items: center; gap: 8px; font-weight: 700; color: #fff; }
.footer-tel svg { width: 16px; height: 16px; color: var(--accent); }
.footer-col h5 { color: #fff; font-size: 13px; letter-spacing: .06em; text-transform: uppercase; margin-bottom: 16px; }
.footer-col ul { display: grid; gap: 10px; }
.footer-col a { font-size: 14.5px; color: rgba(255,255,255,0.65); transition: color .15s ease; }
.footer-col a:hover { color: #fff; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.12); margin-top: 48px; padding-top: 24px; display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px; font-size: 13px; color: rgba(255,255,255,0.5); }
.footer-bottom .legal-links { display: flex; gap: 18px; flex-wrap: wrap; }

/* Utility reveal */
.reveal { opacity: 0; transform: translateY(16px); transition: opacity .6s ease, transform .6s ease; }
.reveal.in { opacity: 1; transform: none; }

@media (max-width: 980px) {
  nav.main-nav { display: none; }
  .nav-tel span { display: none; }
  .menu-btn { display: flex; }
  .hero-grid, .about-grid, .contact-grid, .schedule-grid { grid-template-columns: 1fr; }
  .hero-stats { grid-template-columns: repeat(2, 1fr); }
  .card-grid, .plans-grid, .why-grid, .value-strip-grid { grid-template-columns: repeat(2, 1fr); }
  .form-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .cta-band { margin: 0 16px; padding: 48px 28px; }
}
@media (max-width: 620px) {
  .wrap { padding: 0 18px; }
  .card-grid, .plans-grid, .why-grid, .value-strip-grid, .hero-stats { grid-template-columns: 1fr; }
  .hero { padding: 48px 0 60px; }
  .about-sec, .services-sec, .plans-sec, .why-sec, .contact-sec, .schedule-sec { padding: 64px 0; }
}

/* Mobile nav panel */
.mobile-nav { position: fixed; inset: 82px 0 0 0; background: #fff; z-index: 90; padding: 24px 28px; display: none; overflow-y: auto; }
.mobile-nav.open { display: block; }
.mobile-nav a { display: block; padding: 14px 0; font-size: 17px; font-weight: 600; border-bottom: 1px solid var(--line); }
.mobile-nav .btn { margin-top: 20px; }